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Understanding your credit rating – free credit score gov

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What exactly is a credit rating?

a credit history is a three digit number this is certainly produced by a number of factors on a credit report. Most lending organizations will use FICO ratings to determine credit history. (The acronym FICO arises from the brand of a credit rating calculation developed by Fair Issac & Co in1956.) Each person features three FICO results, one from each of the three national credit bureaus: Equifax, Experian, and TransUnion. Even though the scores in many cases are similar, occasionally discrepancies using one report may throw off your credit history.

Credit scores start around 300 to 850: the higher the free credit score gov, the low the observed threat. According to Experian, the typical rating is between 650 and 700. Any such thing over 700 typically indicates good credit management.

Fico scores usually play an important part when banking institutions choose whether you are approved for a loan. The ratings will even impact your rate of interest. Often the lower the credit rating, the larger the interest.

A number of important aspects, each carrying its own fat, determine a credit score. Relating to Experian these include:

Repayment record: Late repayments adversely impact your rating. Thirty-two percent of the credit rating is caused by your repayment record

Application: Twenty-three percent of the score is situated upon your credit reports. If you use big portions of total readily available balance, that’s taken to show credit danger

Balances: The amount of reported balances impacts 15 per cent of score. Current increases in balances is an indication of threat
Depth of Credit: the size of your credit history and the kinds of reports you carry accocunts for 13 % of one’s credit history. A good mix of accounts, including instalment loans and revolving records, may have an optimistic affect your rating
Present Credit: 10 percent of the credit rating relies upon how many recently exposed records and credit queries. Applying for several brand-new accounts could be an indicator of credit danger

Readily available Credit: the tiniest factor taken into consideration is available credit. Seven percent of the total rating reflects your account balances.

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7 Items to think about to get increased FICO credit score and tips on how to negotiate the creditors and credit scoring agencies.

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When It Pertains to Aboriginal Art, It Can Branch Out Into the Imagination!

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A few nice credit application images I found:

When It Comes to Aboriginal Art, It Can Branch Out Into the Imagination!
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Image by antonychammond
This artwork was hanging on the wall of our room in our B & B in Trieste. If anyone can identify the artist, I will gladly give him/her credit.

Indigenous Australian art or Australian Aboriginal art is art made by the Indigenous peoples of Australia and in collaborations between Indigenous Australians and others. It includes works in a wide range of media including painting on leaves, wood carving, rock carving, sculpting, ceremonial clothing and sand painting. This article discusses works that pre-date European colonization as well as contemporary Indigenous Australian art by Aboriginal Australians. These have been studied in recent years and have gained much international recognition.

There are several types of aboriginal art, and ways of making art, including rock painting, dot painting, rock engravings, bark painting, carvings, sculptures, and weaving and string art.

On modern artwork, dots are generally applied with bamboo satay sticks. The larger flat end of bamboo satay sticks are more commonly used for single application of dots to paintings, but the sharp pointier end is used to create fine dots. To create superimposed dotting, artists may take a bunch of satay sticks, dip the pointy ends into the paint and then transfer them onto the canvas in quick successions of dotting.

Certain symbols within the Aboriginal modern art movement retain the same meaning across regions although the meaning of the symbols may change within the context of a painting. When viewed in monochrome other symbols can look similar, such as the circles within circles, sometimes depicted on their own, sparsely, or in clustered groups. Depending upon the tribe of which the artist is a murnanember, symbols such as campfire, tree, hill, digging hole, waterhole, or spring can vary in meaning. Use of the symbol can be clarified further by the use of colour, such as water being depicted in blue or black.

Many paintings by Aboriginal artists, such as those that represent a "dreamtime story", are shown from an aerial perspective. The narrative follows the lie of the land, as created by ancestral beings in their journey or during creation. The modern day rendition is a reinterpretation of songs, ceremonies, rock art and body art that was the norm for many thousands of years.

Whatever the meaning, interpretations of the symbols should be made in context of the entire painting, the region from which the artist originates, the story behind the painting, and the style of the painting, with additional clues being the colours used in some of the more modern works, such as blue circles signifying water.(Source: Aboriginal Symbols – Indigenous Australia)

Story-telling and totem representation feature prominently in all forms of Aboriginal artwork. Additionally, the female form, particularly the female womb in X-ray style, features prominently in some famous sites in Arnhem Land.

In 1934 Australian painter Rex Batterbee taught Aboriginal artist Albert Namatjira western style watercolour landscape painting, along with other Aboriginal artists at the Hermannsburg mission in the Northern Territory. It became a popular style, known as the Hermannsburg School, and sold out when the paintings were exhibited in Melbourne, Adelaide and other Australian cities. Namatjira became the first Aboriginal Australian citizen, as a result of his fame and popularity with these watercolour paintings.

In 1966, one of David Malangi’s designs was produced on the Australian one dollar note, originally without his knowledge. The subsequent payment to him by the Reserve Bank marked the first case of Aboriginal copyright in Australian copyright law.

In 1988 the Aboriginal Memorial was unveiled at the National Gallery of Australia in Canberra made from 200 hollow log coffins, which are similar to the type used for mortuary ceremonies in Arnhem Land. It was made for the bicentenary of Australia’s colonisation, and is in remembrance of Aboriginal people who had died protecting their land during conflict with settlers. It was created by 43 artists from Ramingining and communities nearby. The path running through the middle of it represents the Glyde River.

In that same year, the new Parliament House in Canberra opened with a forecourt featuring a design by Michael Nelson Tjakamarra, laid as a mosaic.

The late Rover Thomas is another well known modern Australian Aboriginal artist. Born in Western Australia, he represented Australia in the Venice Biennale of 1991. He knew and encouraged other now well-known artists to paint, including Queenie McKenzie from the East Kimberley / Warmun region, as well as having a strong influence on the works of Paddy Bedford and Freddy Timms.

In the late 1980s and early 1990s the work of Emily Kngwarreye, from the Utopia community north east of Alice Springs, became very popular. Although she had been involved in craftwork for most of her life, it was only when she was in her 80s that she was recognised as a painter. Her works include Earth’s Creation. Her styles, which changed every year, have been seen as a mixture of traditional Aboriginal and contemporary Australian. Her rise in popularity has prefigured that of many Indigenous artists from central, northern and western Australia, such as Kngwarreye’s niece Kathleen Petyarre, Minnie Pwerle, Dorothy Napangardi, Lena Pwerle, Angelina Ngale (Pwerle) and dozens of others, all of whose works have become highly sought-after. The popularity of these often elderly artists, and the resulting pressure placed upon them and their health, has become such an issue that some art centres have stopped selling these artists’ paintings online, instead placing prospective clients on a waiting list for work.

Current artists in vogue include Jacinta Hayes, popular for her iconic representation of "Bush Medicine Leaves" and "Honey Ants", Rex Sultan (who studied with Albert Namatjira), Trephina Sultan and Reggie Sultan, Bessie Pitjara and Joyce Nakamara, amongst others.

Despite concerns about supply and demand for paintings, the remoteness of many of the artists, and the poverty and health issues experienced in the communities, there are widespread estimates of an industry worth close to half a billion Australian dollars each year, and growing rapidly.

In 1971–1972, art teacher Geoffrey Bardon encouraged Aboriginal people in Papunya, north west of Alice Springs to put their Dreamings onto canvas. These stories had previously been drawn on the desert sand, and were now given a more permanent form.

The dots were used to cover secret-sacred ceremonies. Originally, the Tula artists succeeded in forming their own company with an Aboriginal Name, Papunya Tula Artists Pty Ltd, however a time of disillusionment followed as artists were criticised by their peers for having revealed too much of their sacred heritage. Secret designs restricted to a ritual context were now in the market place, made visible to Australian Aboriginal painting. Much of the Aboriginal art on display in tourist shops traces back to this style developed at Papunya. The most famous of the artists to come from this movement was Clifford Possum Tjapaltjarri. Also from this movement is Johnny Warangkula, whose Water Dreaming at Kalipinya twice sold at a record price, the second time being 6,500 in 2000.

The Papunya Collection at the National Museum of Australia contains over 200 artifacts and paintings, including examples of 1970’s dot paintings.

For further information please visit en.wikipedia.org/wiki/Indigenous_Australian_art and www.google.co.uk/search?q=aboriginal+art&biw=1344&amp…

Army Photography Contest – 2007 – FMWRC – Arts and Crafts – A Plumpish Proportion
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Army Photography Contest – 2007 – FMWRC – Arts and Crafts – A Plumpish Proportion

Photo By: SSG Robert Stewart

To learn more about the annual U.S. Army Photography Competition, visit us online at www.armymwr.com

U.S. Army Arts and Crafts History

After World War I the reductions to the Army left the United States with a small force. The War Department faced monumental challenges in preparing for World War II. One of those challenges was soldier morale. Recreational activities for off duty time would be important. The arts and crafts program informally evolved to augment the needs of the War Department.
On January 9, 1941, the Secretary of War, Henry L. Stimson, appointed Frederick H. Osborn, a prominent U.S. businessman and philanthropist, Chairman of the War Department Committee on Education, Recreation and Community Service.
In 1940 and 1941, the United States involvement in World War II was more of sympathy and anticipation than of action. However, many different types of institutions were looking for ways to help the war effort. The Museum of Modern Art in New York was one of these institutions. In April, 1941, the Museum announced a poster competition, “Posters for National Defense.” The directors stated “The Museum feels that in a time of national emergency the artists of a country are as important an asset as men skilled in other fields, and that the nation’s first-rate talent should be utilized by the government for its official design work… Discussions have been held with officials of the Army and the Treasury who have expressed remarkable enthusiasm…”
In May 1941, the Museum exhibited “Britain at War”, a show selected by Sir Kenneth Clark, director of the National Gallery in London. The “Prize-Winning Defense Posters” were exhibited in July through September concurrently with “Britain at War.” The enormous overnight growth of the military force meant mobilization type construction at every camp. Construction was fast; facilities were not fancy; rather drab and depressing.
In 1941, the Fort Custer Army Illustrators, while on strenuous war games maneuvers in Tennessee, documented the exercise The Bulletin of the Museum of Modern Art, Vol. 9, No. 3 (Feb. 1942), described their work. “Results were astonishingly good; they showed serious devotion …to the purpose of depicting the Army scene with unvarnished realism and a remarkable ability to capture this scene from the soldier’s viewpoint. Civilian amateur and professional artists had been transformed into soldier-artists. Reality and straightforward documentation had supplanted (replaced) the old romantic glorification and false dramatization of war and the slick suavity (charm) of commercial drawing.”

“In August of last year, Fort Custer Army Illustrators held an exhibition, the first of its kind in the new Army, at the Camp Service Club. Soldiers who saw the exhibition, many of whom had never been inside an art gallery, enjoyed it thoroughly. Civilian visitors, too, came and admired. The work of the group showed them a new aspect of the Army; there were many phases of Army life they had never seen or heard of before. Newspapers made much of it and, most important, the Army approved. Army officials saw that it was not only authentic material, but that here was a source of enlivenment (vitalization) to the Army and a vivid medium for conveying the Army’s purposes and processes to civilians and soldiers.”
Brigadier General Frederick H. Osborn and War Department leaders were concerned because few soldiers were using the off duty recreation areas that were available. Army commanders recognized that efficiency is directly correlated with morale, and that morale is largely determined from the manner in which an individual spends his own free time. Army morale enhancement through positive off duty recreation programs is critical in combat staging areas.
To encourage soldier use of programs, the facilities drab and uninviting environment had to be improved. A program utilizing talented artists and craftsmen to decorate day rooms, mess halls, recreation halls and other places of general assembly was established by the Facilities Section of Special Services. The purpose was to provide an environment that would reflect the military tradition, accomplishments and the high standard of army life. The fact that this work was to be done by the men themselves had the added benefit of contributing to the esprit de corps (teamwork, or group spirit) of the unit.
The plan was first tested in October of 1941, at Camp Davis, North Carolina. A studio workshop was set up and a group of soldier artists were placed on special duty to design and decorate the facilities. Additionally, evening recreation art classes were scheduled three times a week. A second test was established at Fort Belvoir, Virginia a month later. The success of these programs lead to more installations requesting the program.
After Pearl Harbor was bombed, the Museum of Modern Art appointed Mr. James Soby, to the position of Director of the Armed Service Program on January 15, 1942. The subsequent program became a combination of occupational therapy, exhibitions and morale-sustaining activities.
Through the efforts of Mr. Soby, the museum program included; a display of Fort Custer Army Illustrators work from February through April 5, 1942. The museum also included the work of soldier-photographers in this exhibit. On May 6, 1942, Mr. Soby opened an art sale of works donated by museum members. The sale was to raise funds for the Soldier Art Program of Special Services Division. The bulk of these proceeds were to be used to provide facilities and materials for soldier artists in Army camps throughout the country.
Members of the Museum had responded with paintings, sculptures, watercolors, gouaches, drawings, etchings and lithographs. Hundreds of works were received, including oils by Winslow Homer, Orozco, John Kane, Speicher, Eilshemius, de Chirico; watercolors by Burchfield and Dufy; drawings by Augustus John, Forain and Berman, and prints by Cezanne, Lautrec, Matisse and Bellows. The War Department plan using soldier-artists to decorate and improve buildings and grounds worked. Many artists who had been drafted into the Army volunteered to paint murals in waiting rooms and clubs, to decorate dayrooms, and to landscape grounds. For each artist at work there were a thousand troops who watched. These bystanders clamored to participate, and classes in drawing, painting, sculpture and photography were offered. Larger working space and more instructors were required to meet the growing demand. Civilian art instructors and local communities helped to meet this cultural need, by providing volunteer instruction and facilities.
Some proceeds from the Modern Museum of Art sale were used to print 25,000 booklets called “Interior Design and Soldier Art.” The booklet showed examples of soldier-artist murals that decorated places of general assembly. It was a guide to organizing, planning and executing the soldier-artist program. The balance of the art sale proceeds were used to purchase the initial arts and crafts furnishings for 350 Army installations in the USA.
In November, 1942, General Somervell directed that a group of artists be selected and dispatched to active theaters to paint war scenes with the stipulation that soldier artists would not paint in lieu of military duties.
Aileen Osborn Webb, sister of Brigadier General Frederick H. Osborn, launched the American Crafts Council in 1943. She was an early champion of the Army program.
While soldiers were participating in fixed facilities in the USA, many troops were being shipped overseas to Europe and the Pacific (1942-1945). They had long periods of idleness and waiting in staging areas. At that time the wounded were lying in hospitals, both on land and in ships at sea. The War Department and Red Cross responded by purchasing kits of arts and crafts tools and supplies to distribute to “these restless personnel.” A variety of small “Handicraft Kits” were distributed free of charge. Leathercraft, celluloid etching, knotting and braiding, metal tooling, drawing and clay modeling are examples of the types of kits sent.
In January, 1944, the Interior Design Soldier Artist program was more appropriately named the “Arts and Crafts Section” of Special Services. The mission was “to fulfill the natural human desire to create, provide opportunities for self-expression, serve old skills and develop new ones, and assist the entire recreation program through construction work, publicity, and decoration.”
The National Army Art Contest was planned for the late fall of 1944. In June of 1945, the National Gallery of Art in Washington D.C., for the first time in its history opened its facilities for the exhibition of the soldier art and photography submitted to this contest. The “Infantry Journal, Inc.” printed a small paperback booklet containing 215 photographs of pictures exhibited in the National Gallery of Art.
In August of 1944, the Museum of Modern Art, Armed Forces Program, organized an art center for veterans. Abby Rockefeller, in particular, had a strong interest in this project. Soldiers were invited to sketch, paint, or model under the guidance of skilled artists and craftsmen. Victor d’Amico, who was in charge of the Museum’s Education Department, was quoted in Russell Lynes book, Good Old Modern: An Intimate Portrait of the Museum of Modern Art. “I asked one fellow why he had taken up art and he said, Well, I just came back from destroying everything. I made up my mind that if I ever got out of the Army and out of the war I was never going to destroy another thing in my life, and I decided that art was the thing that I would do.” Another man said to d’Amico, “Art is like a good night’s sleep. You come away refreshed and at peace.”
In late October, 1944, an Arts and Crafts Branch of Special Services Division, Headquarters, European Theater of Operations was established. A versatile program of handcrafts flourished among the Army occupation troops.
The increased interest in crafts, rather than fine arts, at this time lead to a new name for the program: The “Handicrafts Branch.”
In 1945, the War Department published a new manual, “Soldier Handicrafts”, to help implement this new emphasis. The manual contained instructions for setting up crafts facilities, selecting as well as improvising tools and equipment, and basic information on a variety of arts and crafts.
As the Army moved from a combat to a peacetime role, the majority of crafts shops in the United States were equipped with woodworking power machinery for construction of furnishings and objects for personal living. Based on this new trend, in 1946 the program was again renamed, this time as “Manual Arts.”
At the same time, overseas programs were now employing local artists and craftsmen to operate the crafts facilities and instruct in a variety of arts and crafts. These highly skilled, indigenous instructors helped to stimulate the soldiers’ interest in the respective native cultures and artifacts. Thousands of troops overseas were encouraged to record their experiences on film. These photographs provided an invaluable means of communication between troops and their families back home.
When the war ended, the Navy had a firm of architects and draftsmen on contract to design ships. Since there was no longer a need for more ships, they were given a new assignment: To develop a series of instructional guides for arts and crafts. These were called “Hobby Manuals.” The Army was impressed with the quality of the Navy manuals and had them reprinted and adopted for use by Army troops. By 1948, the arts and crafts practiced throughout the Army were so varied and diverse that the program was renamed “Hobby Shops.” The first “Interservice Photography Contest” was held in 1948. Each service is eligible to send two years of their winning entries forward for the bi-annual interservice contest. In 1949, the first All Army Crafts Contest was also held. Once again, it was clear that the program title, “Hobby Shops” was misleading and overlapped into other forms of recreation.
In January, 1951, the program was designated as “The Army Crafts Program.” The program was recognized as an essential Army recreation activity along with sports, libraries, service clubs, soldier shows and soldier music. In the official statement of mission, professional leadership was emphasized to insure a balanced, progressive schedule of arts and crafts would be conducted in well-equipped, attractive facilities on all Army installations.
The program was now defined in terms of a “Basic Seven Program” which included: drawing and painting; ceramics and sculpture; metal work; leathercrafts; model building; photography and woodworking. These programs were to be conducted regularly in facilities known as the “multiple-type crafts shop.” For functional reasons, these facilities were divided into three separate technical areas for woodworking, photography and the arts and crafts.
During the Korean Conflict, the Army Crafts program utilized the personnel and shops in Japan to train soldiers to instruct crafts in Korea.
The mid-1950s saw more soldiers with cars and the need to repair their vehicles was recognized at Fort Carson, Colorado, by the craft director. Soldiers familiar with crafts shops knew that they had tools and so automotive crafts were established. By 1958, the Engineers published an Official Design Guide on Crafts Shops and Auto Crafts Shops. In 1959, the first All Army Art Contest was held. Once more, the Army Crafts Program responded to the needs of soldiers.
In the 1960’s, the war in Vietnam was a new challenge for the Army Crafts Program. The program had three levels of support; fixed facilities, mobile trailers designed as portable photo labs, and once again a “Kit Program.” The kit program originated at Headquarters, Department of Army, and it proved to be very popular with soldiers.
Tom Turner, today a well-known studio potter, was a soldier at Ft. Jackson, South Carolina in the 1960s. In the December 1990 / January 1991 “American Crafts” magazine, Turner, who had been a graduate student in art school when he was drafted, said the program was “a godsend.”
The Army Artist Program was re-initiated in cooperation with the Office of Military History to document the war in Vietnam. Soldier-artists were identified and teams were formed to draw and paint the events of this combat. Exhibitions of these soldier-artist works were produced and toured throughout the USA.
In 1970, the original name of the program, “Arts and Crafts”, was restored. In 1971, the “Arts and Crafts/Skills Development Program” was established for budget presentations and construction projects.
After the Vietnam demobilization, a new emphasis was placed on service to families and children of soldiers. To meet this new challenge in an environment of funding constraints the arts and crafts program began charging fees for classes. More part-time personnel were used to teach formal classes. Additionally, a need for more technical-vocational skills training for military personnel was met by close coordination with Army Education Programs. Army arts and crafts directors worked with soldiers during “Project Transition” to develop soldier skills for new careers in the public sector.
The main challenge in the 1980s and 90s was, and is, to become “self-sustaining.” Directors have been forced to find more ways to generate increased revenue to help defray the loss of appropriated funds and to cover the non-appropriated funds expenses of the program. Programs have added and increased emphasis on services such as, picture framing, gallery sales, engraving and trophy sales, etc… New programs such as multi-media computer graphics appeal to customers of the 1990’s.
The Gulf War presented the Army with some familiar challenges such as personnel off duty time in staging areas. Department of Army volunteer civilian recreation specialists were sent to Saudi Arabia in January, 1991, to organize recreation programs. Arts and crafts supplies were sent to the theater. An Army Humor Cartoon Contest was conducted for the soldiers in the Gulf, and arts and crafts programs were set up to meet soldier interests.
The increased operations tempo of the ‘90’s Army has once again placed emphasis on meeting the “recreation needs of deployed soldiers.” Arts and crafts activities and a variety of programs are assets commanders must have to meet the deployment challenges of these very different scenarios.
The Army arts and crafts program, no matter what it has been titled, has made some unique contributions for the military and our society in general. Army arts and crafts does not fit the narrow definition of drawing and painting or making ceramics, but the much larger sense of arts and crafts. It is painting and drawing. It also encompasses:
* all forms of design. (fabric, clothes, household appliances, dishes, vases, houses, automobiles, landscapes, computers, copy machines, desks, industrial machines, weapon systems, air crafts, roads, etc…)
* applied technology (photography, graphics, woodworking, sculpture, metal smithing, weaving and textiles, sewing, advertising, enameling, stained glass, pottery, charts, graphs, visual aides and even formats for correspondence…)
* a way of making learning fun, practical and meaningful (through the process of designing and making an object the creator must decide which materials and techniques to use, thereby engaging in creative problem solving and discovery) skills taught have military applications.
* a way to acquire quality items and save money by doing-it-yourself (making furniture, gifts, repairing things …).
* a way to pursue college credit, through on post classes.
* a universal and non-verbal language (a picture is worth a thousand words).
* food for the human psyche, an element of morale that allows for individual expression (freedom).
* the celebration of human spirit and excellence (our highest form of public recognition is through a dedicated monument).
* physical and mental therapy (motor skill development, stress reduction, etc…).
* an activity that promotes self-reliance and self-esteem.
* the record of mankind, and in this case, of the Army.
What would the world be like today if this generally unknown program had not existed? To quantitatively state the overall impact of this program on the world is impossible. Millions of soldier citizens have been directly and indirectly exposed to arts and crafts because this program existed. One activity, photography can provide a clue to its impact. Soldiers encouraged to take pictures, beginning with WW II, have shared those images with family and friends. Classes in “How to Use a Camera” to “How to Develop Film and Print Pictures” were instrumental in soldiers seeing the results of using quality equipment. A good camera and lens could make a big difference in the quality of the print. They bought the top of the line equipment. When they were discharged from the Army or home on leave this new equipment was showed to the family and friends. Without this encouragement and exposure to photography many would not have recorded their personal experiences or known the difference quality equipment could make. Families and friends would not have had the opportunity to “see” the environment their soldier was living in without these photos. Germany, Italy, Korea, Japan, Panama, etc… were far away places that most had not visited.
As the twenty first century approaches, the predictions for an arts renaissance by Megatrends 2000 seem realistic based on the Army Arts and Crafts Program practical experience. In the April ‘95 issue of “American Demographics” magazine, an article titled “Generation X” fully supports that this is indeed the case today. Television and computers have greatly contributed to “Generation X” being more interested in the visual arts and crafts.
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That Was the Year That Was – 1967
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1967 the continued presence of American troops increased further and a total of 475,000 were serving in Vietnam and the peace rallies were multiplying as the number of protesters against the war increased.

www.youtube.com/watch?v=dpWEv9Q0XQ4

The Boxer Muhammad Ali was stripped of his boxing world championship for refusing to be inducted into the US Army.

In the middle east Israel also went to war with Syria, Egypt and Jordan in the six day war and when it was over Israel controlled and occupied a lot more territory than before the war.

Once again in the summer cities throughout America exploded in rioting and looting the worst being in Detroit on July 23rd where 7000 national Guard were bought in to restore law and order on the streets.

In England a new type of model became a fashion sensation by the name of Twiggy and mini skirts continued to get shorter and even more popular with a short lived fashion being paper clothing.

www.youtube.com/watch?v=SB5eIfHXkWQ

Also during this year new Discotheques and singles bars appeared across cities around the world and the Beatles continued to reign supreme with the release of "Sgt. Peppers Lonely Heart Club Band" album, and this year was also coined the summer of love when young teenagers got friendly and smoked pot and grooved to the music of "The Grateful Dead. Jefferson Airplane and The Byrds".

UK beat combos as The Searchers, Gerry and The Pacemakers, The Who and The Kinks enjoyed more commercial success.

The movie industry moved with the times and produced movies that would appeal to this younger audience including "The Graduate" Bonnie and Clyde" and "Cool Hand Luke" .

TV shows included "The Fugitive" and "The Monkees" and color television sets become popular as the price comes down and more programmes are made in color.

"Summer of Love"

Memories of the Summer of Love five decades after the event all too often seem to concentrate on the clichéd imagery parodied by Mike Myers in Austin Powers: International Man of Mystery. But such artists as The Seekers are as much a part of the summer of 1967 as The Beatles, and their vast record sales cannot be entirely explained away by their appeal to a middle-aged public. The fact that "Georgy Girl" was the theme song to a popular film certainly boosted its success. It also garnered the only known Oscar nomination for a member of the Carry On team; the lyrics were by Jim Dale.

But this was also the year that Engelbert Humperdinck’s "Release Me" beat the best double-A side in pop history, "Strawberry Fields/Penny Lane", to No 1 in the hit parade, Vicky Leandros sang a much-hummed Eurovision entry, "L’amour est bleu", and Des O’Connor entered the Top 10 with "Careless Hands".

All such songs were ostensibly aimed at the respectable record-buyer, for whom seeing Frankie Vaughan in cabaret at the Talk of the Town was the acme of sophistication. They were also secretly listened to around the world by suburban would-be hipsters who could face no more of the boring passages from Sgt Pepper, or most of The Rolling Stones’ one excursion into psychedelia, Their Satanic Majesties Request. The Seekers provided a real alternative for the teenager who could face no more George Harrison with a sitar or the future Sir Michael Jagger’s determined efforts at decadence.

Buying a Seekers disc could involve a covert, perhaps after-dark, trip to the local electrical store, for admitting that you preferred to spend five shillings and ninepence on the songs of Miss Durham as opposed to those of Mick Jagger amounted to social death in terms of overall grooviness.

Today, The Seekers and their ilk rarely seem to appear on those occasions when British television relentlessly unearths that same Pathé newsreel of Carnaby Street to "celebrate" yet another 1960s anniversary. Instead, their music seems to belong to the provincial England on which the 1950s are rather reluctant to loosen their grip. In 1958, Tony Hancock recorded one of his finest radio half-hours, Sunday Afternoon at Home, a Pinteresque evocation of the miseries of suburban life where every form of entertainment is either closed or broken, and where the laws of time no longer apply. This is the same realm found in the photo archives of local newspapers – yellowing monochrome pictures of short-back-and-sided youths awkwardly lined up in their Civil Defence Corps uniforms; the sea of tweed coats that was the Winchester Young Farmers meetings of the late 1960s; and the local grammar school’s celebration of its rousing success at the county chess tournament.

www.youtube.com/watch?v=Mpd_9l9w4RI

The local advertisements of the time portray a relentlessly grey world of sales of sensible slacks at the local tailors and barbers offering a short-back-and-sides for a mere 4s 6d. In the papers, you’ll read about the local controversy about the possibility of automatic level-crossing barriers in the very near future, and the searing excitement of Michael Miles (of ITV’s Take Your Pick fame) opening a new shoe-shop – also in the very near future.

In this England, respectable fathers would favour car-coats, listening to Mrs Dale’s Diary and driving Morris Oxfords with starting-handle brackets and leather upholstery rather than sporting a kaftan at the wheel of a psychedelic Mini. Just as in a Ladybird book, red telephone boxes would still require the user to press button A and dial the operator for long-distance calls and, if the railway branch line had escaped the ravages of Beeching, the train arriving at the gas-lit station might still be steam-powered.

This, after all, was the year when David Frost and Simon Dee were still a middle-aged person’s idea of what was young and hip. But 1967 was also the year Derek Cooper published his classic The Bad Food Guide, wherein he memorably skewered the frozen/deep fried/artificial cream/close at 5pm experience of typical British cuisine. The local "all night café" probably closed at 8.45pm. In 1967, a holiday abroad meant loading up the Hillman Superminx with Wonderloaf, lest the honest British tourist be forced to eat foreign food.

Of course, the wireless might provide exciting escape in the form of the all-new Radio 1, but even there, among the ex-pirate ship names, many of the DJs were reliably velvet-voiced middle-aged ex-actors such as Pete Murray. There was also the problem of the "needle-time agreement" with the Musicians’ Union, which limited the airtime devoted to record playing as opposed to live studio broadcasts.

To supplement sessions by leading groups of the day, the station was heavily reliant on its in-house session band and, according to the late John Peel, one of V C Radio 1’s early highlights was the Northern Dance Orchestra’s version of "Hey Joe". At least the band’s middle-aged vocalist did his very best to emulate Jimi Hendrix while wearing a cardigan in order to display his essential youthfulness.

As for British pop television, one of the very few 1967 moments from Top of the Pops that the BBC has thoughtlessly neglected to wipe – only four complete editions from the 1960s survive – boasts The Rolling Stones miming to "Let’s Spend the Night Together". It is an iconic televisual moment, not least for those times when the camera pans to the audience to reveal cardiganed young blades clad in Hank Marvin glasses dancing with grim determination opposite eminently respectable mini-dressed young ladies. Fortunately, the BBC employed DJs with the demeanour of a particularly tolerant housemaster to explain away Jagger/Richards’s more risqué lyrics.

The year 1967 also saw one the Stones’ major controversies. Overshadowing their drugs bust was the infamous "Not Waving Bye-Bye Scandal" of 22 January. Sunday Night at the London Palladium was the jewel in ITV’s light entertainment crown, so the Stones’ decision to commit a foul act of sabotage – not waving goodbye to the audience in the closing credits – was guaranteed to shock prime-time viewers. It also rather helpfully detracted from the question of precisely what such an anti-Establishment group was actually doing there in the first place.

Such programmes were broadcast in black and white – in 1967, BBC2 was the first and only channel to provide very limited colour broadcasts, and ITV’s colour shows were for export only. So, for many Britons, the alternative to this monochrome world was their local cinema. There, for a mere 1s 9d, the bill of fare might still include a newsreel and a B-film. The former would typically have a smooth-voiced announcer proclaiming the latest colonial disaster (it wouldn’t be a proper 1960s newsreel without a British sporting victory and footage of at least one governor’s residence in flames). The latter would be one of Merton Park Studios’ Scales of Justice criminal shorts, as fronted by "the eminent criminologist Edgar Lustgarten".

The studio’s 1967 offering, Payment in Kind, offers a fascinatingly bleak view of Wilson-era suburbia, with tallymen in their Vauxhall Victor Supers offering hire-purchase fantasies to bored housewives trapped behind their Tricity Deluxe cookers, combined with the traditional trilby-hatted Inspectors and police Wolseleys, black, with clanging bells. Then, following an Eastmancolor travelogue praising the beauties of Bournemouth as a holiday resort – "Dancing until 11 o’clock! This really is a swinging seaside town!" – there was, at long last, the main feature.

Here, one might at least expect to see some prime 1960s Technicolor clichés, such as the obligatory crane shot of five hipsters zooming over Tower Bridge in a Mini Moke, or general decadence and nudity along the lines of Antonioni’s 1966 Blow-Up. But, of two of the best British films released that year, Bedazzled and The Deadly Affair, the former actually re-affirmed conventional morality (as well as demonstrating that Dud was a far better actor than Pete) and the latter was about a world of middle-aged despair.

Both were inevitably in complete contrast to the 1967 film that was to taint British cinema for quite a while after – Casino Royale. It may have boasted one of the most expensive casts ever, but it also used five studios, seven directors and countless scriptwriters to produce a film where the only abiding memories are of the Herb Alpert theme music and of poor David Niven’s moustache visibly wilting in despair at the strain of carrying one of the most appalling films of this, or any, decade. It was a movie that had most British filmgoers eagerly awaiting the National Anthem that was played at the end of every cinema bill.

Fortunately, that year’s Bond film, You Only Live Twice, was a safe option, with a hero who, as he previously informed us in Goldfinger, would not even contemplate listening to The Beatles without ear-muffs, and who philandered for Queen and Commonwealth. In the 1960s, Commander Bond spent precisely no on-screen time in Carnaby Street, and You Only Live Twice appropriately commences with Bond in the (then) colony of Hong Kong, where British military police in Sam Browne belts control the natives.

Almost as popular as 007 in box-office terms was Carry On Doctor, where the sole concessions to the new age were Barbara Windsor’s miniskirt and Jim Dale combing his hair forward, and that immortal classic Calamity the Cow, an everyday Children’s Film Foundation story of how cattle rustlers in deepest Surrey were defeated by a gang of Italia Conti students led by a notably well-spoken Phil Collins.

In fact, it was often British-set films that subverted or entirely ignored the (American funded) myth of universal hedonism that were the most interesting offerings of the decade; Michael Reeves’s The Sorcerers used the horror-film genre to attack the impulses behind much of Britain’s youth culture, and Nigel Kneale’s screenplay for Quatermass and the Pit was inspired by the experiences of his wife as a young Jewish girl in 1930s Germany. The film’s budget may seem pitiable, but the conclusion of the "ethnic cleansing" of London hasn’t been equalled by films costing 20 times as much. Elsewhere, the Carnaby Street myth was applied by middle-aged film-makers with appalling results, none more so than in Corruption, with Anthony Booth doing his best to copy David Hemmings in Blow-Up with dialogue along the lines of "Freak out, baby!" Far out.

To reduce any era to ill-researched and increasingly banal images is to remove the fascinating ambiguities caused by the fact that periodisation can never be rigid. In 1967, the BBC was still screening The Black & White Minstrel Show. Homosexual acts were partly decriminalised. Forty years ago, Britain was fighting a bloody colonial battle in Aden, unmarried women might still be refused the Pill, and "orphans" would still depart from Tilbury to a new life in Australia. Glossy TV shows such as The Saint or The Avengers continue to peddle a 1960s myth precisely because they were shot on colour film as opposed to countless shows that were recorded on black-and-white video tape, only to be wiped a few years later.

This was a time when millions of viewers might enjoy Thora Hird and Freddie Frinton in Meet the Wife (name-checked by John Lennon on Sgt Pepper) or Hugh Lloyd and Terry Scott in Hugh and I, in addition to the self-conscious radicalism of Till Death Us Do Part. The surviving tapes of such shows, recorded in a cramped studio before live audiences, now appear as hilarious as an edition of Newsnight, but they were as much a staple of the Radio Times as The Billy Cotton Band Show.

Indeed, just as many viewers tuned into Jack Warner in Dixon of Dock Green as they did to see Simon Dee cruising through Manchester in his white Jaguar E-Type for Deetime. It was equally possible to view the ambiguities of The Prisoner and the mysteries of The Mike & Bernie Winters Show together with the enigma that was Hughie Greene in Double Your Money and the reassuringly respectable "Supt Lockhart of the Yard" of No Hiding Place – all on the same evening.

Just as there are Britons who refuse to admit that the nearest they came to the world of Miami Vice in the 1980s was seeing an L-reg Hillman Avenger doing a handbrake turn in Southampton, there are countless citizens in their sixties who should have the courage to admit that their favoured listening of 1967 was not so much "A Day in the Life" as The Seekers’ "When Will the Good Apples Fall" or David Bowie’s "The Laughing Gnome" – for do not all these songs hail from the decade that supposedly celebrated individuality? So, whenever anyone of late middle-age vintage trots out the cliché that "if you can remember the 1960s, you weren’t there", bear in mind that the nearest they came to a freak-out was probably a caffeine overdose in a transport café on the A303.

London was in full swing, hemlines were rising and morals falling. More importantly, all manner of groundbreaking modifications were made to the people’s car – not least a whole host of technical changes that would take the Beetle into next decade… Here’s how that infamous year, and the milestone changes to the Bug, unfolded…

Ken Dodd’s Christmas show is the most watched programme on the box, The Beatles release Sergeant Pepper in a haze of drug fuelled genius, Che Guevara is shot and a man is given a new heart for the first time. The Dartford Tunnel is opened, plans for the creation of a new town called Milton Keynes are revealed and Spurs beat Chelsea 2-1 in the FA Cup Final.

The Summer of Love was a social phenomenon that occurred during the summer of 1967, when as many as 100,000 people converged in the Haight-Ashbury neighborhood of San Francisco. Although hippies also gathered in major cities across the U.S., Canada and Europe, San Francisco remained the epicenter of the social earthquake that would come to be known as the Hippie Revolution. Like its sister enclave of Greenwich Village, the city became even more of a melting pot of politics, music, drugs, creativity, and the total lack of sexual and social inhibition than it already was. As the hippie counterculture movement came farther and farther forward into public awareness, the activities centered therein became a defining moment of the 1960s, causing numerous ‘ordinary citizens’ to begin questioning everything and anything about them and their environment as a result.

This unprecedented gathering of young people is often considered to have been a social experiment, because of all the alternative lifestyles which became more common and accepted such as gender equality, communal living, and free love. Many of these types of social changes reverberated on into the early 1970s, and effects echo throughout modern society.

The hippies, sometimes called flower children, were an eclectic group. Many were suspicious of the government, rejected consumerist values, and generally opposed the Vietnam War. A few were interested in politics; others focused on art (music, painting, poetry in particular) or religious and meditative movements. All were eager to integrate new ideas and insights into daily life, both public and private.

Inspired by the Beats of the 1950s, who had flourished in the North Beach area of San Francisco, those who gathered in Haight-Ashbury in 1967 rejected the conformist values of Cold War America. These hippies rejected the material values of modern life; there was an emphasis on sharing and community. The Diggers established a Free Store, and a Free Clinic for medical treatment was started.

The prelude to the Summer of Love was the Human Be-In at Golden Gate Park on January 14, 1967, which was produced and organized by artist Michael Bowen as a "gathering of tribes".

James Rado and Gerome Ragni were in attendance and absorbed the whole experience; this became the basis for the musical Hair. Rado recalled, "There was so much excitement in the streets and the parks and the hippie areas, and we thought `If we could transmit this excitement to the stage it would be wonderful….’ We hung out with them and went to their Be-Ins [and] let our hair grow. It was very important historically, and if we hadn’t written it, there’d not be any examples. You could read about it and see film clips, but you’d never experience it. We thought, ‘This is happening in the streets,’ and we wanted to bring it to the stage.’"

Also at this event, Timothy Leary voiced his phrase, "turn on, tune in, drop out", that persisted throughout the Summer of Love.

The event was announced by the Haight-Ashbury’s psychedelic newspaper, the San Francisco Oracle:

A new concept of celebrations beneath the human underground must emerge, become conscious, and be shared, so a revolution can be formed with a renaissance of compassion, awareness, and love, and the revelation of unity for all mankind.

The gathering of approximately 30,000 like-minded people made the Human Be-In the first event that confirmed there was a viable hippie scene.

The term "Summer of Love" originated with the formation of the Council for the Summer of Love in the spring of 1967 as response to the convergence of young people on the Haight-Ashbury district. The Council was composed of The Family Dog, The Straight Theatre, The Diggers, The San Francisco Oracle, and approximately twenty-five other people, who sought to alleviate some of the problems anticipated from the influx of people expected in the summer. The Council also supported the Free Clinic and organized housing, food, sanitation, music and arts, along with maintaining coordination with local churches and other social groups to fill in as needed, a practice that continues today.

www.youtube.com/watch?v=TvU0ghn-lQw

1967 Events

January – The London-set film Blowup is released in the UK. Director: Michelangelo Antonioni. Stars: David Hemmings, Vanessa Redgrave, Sarah Miles

1 January – England’s World Cup winning manager Alf Ramsey received a knighthood and captain Bobby Moore received an OBE in the New Year Honours.

2 January – Veteran actor Charlie Chaplin opened his last film, A Countess From Hong Kong, in England.

7 January–1 July – The television series The Forsyte Saga was first shown, on BBC Two. The Forsyte family live a more than pleasant upper middle class life in Victorian and later Edwardian England.

15 January – The United Kingdom entered the first round of negotiations for EEC membership in Rome.

16 January – Italy announced support for the United Kingdom’s EEC membership.

18 January – Jeremy Thorpe became leader of the Liberal Party. Thorpe took Liberals to brink of coalition government but resigned as party leader in 1976 after being accused of conspiracy to murder.

23 January – Milton Keynes, a village in north Bucks, was formally designated as a new town by the government, incorporating nearby towns and villages including Bletchley and Newport Pagnell. Intended to accommodate the overspill population from London – some 50 miles away – it would become Britain’s largest new town, with the area’s population multiplying during the 1970s and 1980s.

26 January – Parliament decided to nationalize 90% of the British steel industry.

27 January – The UK, Soviet Union, and USA sign the Outer Space Treaty.

6 February – Soviet Premier Alexei Kosygin arrived in the UK for an eight-day visit. He met The Queen on 9 February.

7 February – The British National Front was founded by A. K. Chesterton (by merger of the British National Party and League of Empire Loyalists).

12 February – Police raided ‘Redlands’, the Sussex home of Rolling Stones musician Keith Richards, following a tip-off from the News of the World. No immediate arrests are made, but Richards, fellow band member Mick Jagger and art dealer Robert Fraser were later charged with possession of drugs.

Around 5:30pm on February 12th, 1967, around 20 police descended on Keith Richards‘ Sussex home, “Redlands”. Of The Rolling Stones, both Keith Richards and Mick Jagger were there at the time of the bust (Brian Jones was supposed to be there too but, according to Keith Richards, he and his girlfriend, Anita Pallenberg, were fighting when they left for Redlands, so they just left them behind in London) Several others had come down for the weekend including The Beatles‘ guitar player George Harrison and his then girlfriend, Patti Boyd, although they had left prior to the raid.

Brian Jones‘ trial took place in November 1967 also resulting in a prison sentence for the accused. However, after appealing the original prison sentence, Brian Jones was fined £1000, put on three years’ probation and ordered to seek professional help.

On this period, Keith Richards said, “There was a realization that the powers that be actually looked upon is as important enough to make a big statement and to wield the hammer. But they’d also made us more important than we ever bloody well were in the first place.”

25 February – Britain’s second Polaris nuclear submarine, HMS Renown, was launched.

27 February – The Dutch government announced support for British EEC membership.

1 March – The Queen Elizabeth Hall was opened in London.

4 March – The first North Sea gas was pumped ashore at Easington, East Riding of Yorkshire.

Queens Park Rangers became the first Football League Third Division side to win the League Cup at Wembley Stadium defeating West Bromwich Albion 3-2. It was also the first year of a one-match final in the competition, the previous six finals having been two-legged affairs.

5 March – Polly Toynbee reveals the existence of the "Harry" letters that allege the secret funding of Amnesty International by the British government.

15 March – Manny Shinwell, 82, resigned as chairman of the Parliamentary Labour Party.

18 March – The supertanker Torrey Canyon ran aground between Land’s End and the Scilly Isles.

29 – 30 March – RAF planes bombed the Torrey Canyon and sank it.

9 July – Alan Ayckbourn’s first major success, Relatively Speaking, had its West End opening at the Duke of York’s Theatre with Richard Briers, Michael Hordern and Celia Johnson.

Hendrix on Fire

31 March – At the London Astoria, Jimi Hendrix set fire to his guitar on stage for the first time. He was taken to hospital suffering burns to his hands.

Not wishing to be outdone by The Who’s Pete Townshend who had performed first and smashed up his guitar, Hendrix opted to set his amp on fire so as not to be accused of copycat behaviour.

He requested some lighter fluid but couldn’t bring himself to destroy the Strat and so swapped it secretly for a less valuable instrument.

The Fender Stratocaster continued to be used on Hendrix’s American tour (his return to the States after moving to the UK in 1966 to make his fortune). It later fell into the hands of his record company managed by James Wright.

“When Jimi used to smash a guitar up you would try and rebuild it so he could use it again for that purpose. Pete Townshend smashed his guitar up and put the neck into the amp. Jimi was annoyed at this and asked for some lighter fuel. He just wanted to outdo Pete Townshend,” Wright told The Times.

“He played the black guitar for most of the act and then right at the end he swapped it for a repaired one that he set fire to. At the time the black Fender was his favourite guitar and he didn’t want to ruin it.

At the time of the stunt Hendrix was a big star in Britain but still relatively unknown in the States. A picture of him leaning over the burning instrument was used on the cover of Rolling Stone magazine and the incident went down in rock ‘n’ roll history – helping to turn him into a legend.

The guitar is in relatively good condition aside from a few chips and scratches.The CBS era instrument with contour style solid body and original candy apple case dates from late 1966/67 with rosewood neck and black solid body and white scratch protection.

It will be sold by the Fame Bureau on 27 November in Mayfair, London. It is 42 years since the man widely considered to be the greatest electric guitarist in history died in London aged 27. Another Fender Stratocaster that Hendrix set fire to in 1967 at the Finsbury Astoria was auctioned by the Fame Bureau in January £90,000.

2 April – A UN delegation arrived in Aden because of the approaching independence. They leave 7 April, accusing British authorities of lack of cooperation. The British said the delegation did not contact them.

8 April – Puppet on a String performed by Sandie Shaw (music and lyrics by Bill Martin and Phil Coulter) won the Eurovision Song Contest for the UK.

11 April – Tom Stoppard’s play Rosencrantz and Guildenstern Are Dead received its Old Vic premiere.

13 April – Conservatives won the Greater London Council elections.

2 May – Harold Wilson announced that the United Kingdom had decided to apply for EEC membership

5 May – The British-designed satellite Ariel 3, the first to be developed outside the Soviet Union or United States is launched.

The first motorway project of the year was completed when the elevated motorway section of the A57 road was officially opened (by Harold Wilson) to form a by-pass around the south of Manchester city area. The M1 was also being expanded this month from both termini, meaning that there would now be an unbroken motorway link between North London and South Yorkshire.

6 May – Manchester United won the Football League First Division title.

11 May – The United Kingdom and Ireland officially applied for European Economic Community membership.

14 May – The Roman Catholic Liverpool Metropolitan Cathedral of Christ the King was consecrated.

20 May – In the first all-London FA Cup final, Tottenham Hotspur defeated Chelsea 2-1 at Wembley Stadium.

24 May – The Royal Navy Leander-class frigate HMS Andromeda was launched at Portsmouth Dockyard, the last ship to be built there.

25 May – Celtic F.C. became the first British and Northern European team to reach a European Cup final and also to win it, beating Inter Milan 2-1 in normal time with the winning goal being scored by Steve Chalmers in Lisbon, Portugal.

Shadow cabinet Tory MP Enoch Powell described Britain as the "sick man of Europe" in his latest verbal attack on the Labour government.

28 May – Sir Francis Chichester arrived in Plymouth after completing his single-handed sailing voyage around the world in his yacht, Gipsy Moth IV, in nine months and one day.

29 May – The first Spring Bank Holiday occurred on a fixed date of the last Monday in May, replacing the former Whitsun holiday in England and Wales.

‘Barbeque 67′, a music festival, at the Tulip Bulb Auction Hall, Spalding, featured Jimi Hendrix, Cream, Pink Floyd and Zoot Money.

1 June – The Beatles released Sgt. Pepper’s Lonely Hearts Club Band, one of rock’s most acclaimed albums.

4 June – Stockport Air Disaster: British Midland flight G-ALHG crashed in Hopes Carr, Stockport, killing 72 passengers and crew.

27 June – The first automatic cash machine (voucher-based) was installed in the office of Barclays Bank in Enfield.

29 June – Keith Richards of the Rolling Stones was jailed for a year for possession illegal drugs. His bandmate Mick Jagger was sentenced to three months for the same offence.

1 July – The first scheduled colour television broadcasts from six transmitters covering the main population centres in England began on BBC2 for certain programmes, the first being live coverage from the Wimbledon Championships. A full colour service (other than news programmes) began on BBC2 on 2 December.

4 July – Parliament decriminalised male homosexuality in England and Wales with the Sexual Offences Act.

7 July – In the last amateur Wimbledon tennis tournament, Australian John Newcombe beat German Wilhelm P. Bungert to win the Gentlemen’s Singles championship. The next day, American Billie Jean King beat Briton Ann Haydon Jones to win the Ladies’ Singles championship. The matches are also the first to be broadcast in colour.

13 July – English road racing cyclist Tom Simpson died of exhaustion on the slopes of Mont Ventoux during the 13th stage of the Tour de France.

18 July – The UK government announced the closing of its military bases in Malaysia and Singapore. Australia and the United States do not approve.

27 July – The Welsh Language Act allowed the use of Welsh in legal proceedings and official documents in Wales.

28 July – The British steel industry was nationalised.

July – Astronomers Jocelyn Bell Burnell and Antony Hewish became the first to observe a pulsar.

3 August – The inquiry into the Aberfan disaster blamed the National Coal Board for the collapse of a colliery spoil tip which claimed the lives of 164 people in South Wales in October last year.

5 August – Pink Floyd released their debut album The Piper at the Gates of Dawn.

8 August – Dunsop Valley entered the UK Weather Records with the Highest 90-min total rainfall at 117 mm. As of August 2010 this record remains.

9 August – Playwright Joe Orton was battered to death by his lover Kenneth Halliwell (who then committed suicide) in their north London home.

14 August – The Marine, &c., Broadcasting (Offences) Act 1967 declared participation in offshore pirate radio in the United Kingdom illegal. Wonderful Radio London broadcast from MV Galaxy off the Essex coast for the last time.

17 August – Jimmy Hill, manager of the Coventry City side who have been promoted to the Football League First Division for the first time in their history, announced that he is leaving management to concentrate on a television career.

28 August – The first Late Summer Holiday occurred on a fixed date of the last Monday in August, replacing the former August Bank Holiday on the first Monday in England and Wales.

Herbert Bowden was appointed chairman of the Independent Television Authority.

6 September – Myrina was launched from the slipway at Harland and Wolff in Belfast, the first supertanker and (at around 192000 DWT) largest ship built in the U.K. up to this date.

9 September – Former prime minister Clement Attlee, 84, was hospitalised with an illness reported as a "minor condition".

10 September – In a Gibraltar sovereignty referendum, only 44 out of 12,182 voters in the British Crown colony of Gibraltar supported union with Spain.

20 September – The RMS Queen Elizabeth 2 (the QE2) was launched at Clydebank by Queen Elizabeth II, using the same pair of gold scissors used by her mother and grandmother to launch the Queen Elizabeth and Queen Mary respectively.

21 September – The Conservatives captured Cambridge and Walthamstow from Labour in by-elections.

27 September – The RMS Queen Mary arrived in Southampton at the end of her last transatlantic crossing.

29 September – Cult television series The Prisoner was first broadcast in the UK on ITV.

30 September – BBC Radio completely restructured its national programming: the Light Programme was split between new national pop station Radio 1 (modelled on the successful pirate station Radio London) and Radio 2; the cultural Third Programme was rebranded as Radio 3; and the primarily-talk Home Service became Radio 4.

5 October – A Court in Brighton was the first in England and Wales to decide a case by majority verdict (10 to 2) of the jury.

10 October – Simon Gray’s first stage play, Wise Child, opened at the Wyndham’s Theatre, London, with Alec Guinness, Gordon Jackson, Simon Ward and Cleo Sylvestre.

11 October – Prime Minister Harold Wilson won a libel action against rock group The Move in the High Court after they depicted him in the nude in promotional material for their record Flowers in the Rain.

25 October – The Abortion Act, passed in Parliament, legalising abortion on a number of grounds (with effect from 1968).

30 October – British troops and Chinese demonstrators clashed on the border of China and Hong Kong during the Hong Kong Riots.

October – St Pancras railway station in London was made a Grade I listed building, regarded as a landmark in the appreciation of Victorian architecture.

2 November – Winnie Ewing won the Hamilton by-election, the first success for the Scottish National Party in an election for the Parliament of the United Kingdom.

5 November – A Sunday evening express train from Hastings to London derailed in the Hither Green rail crash, killing 49 people.

7 November – Boxer Henry Cooper became the first to win three Lonsdale Belts outright.

18 November – Movement of animals was banned in England and Wales due to a foot-and-mouth disease outbreak.

19 November – The pound was devalued from 1 GBP = 2.80 USD to 1 GBP = 2.40 USD. Prime minister Harold Wilson defended this decision, assuring voters that it will tackle the "root cause" of the nation’s economic problems.

27 November – Charles de Gaulle vetoed British entry into the European Economic Community again.

28 November – Horse racing events were called off due to the foot-and-mouth disease outbreak.

30 November – British troops left Aden, which they had occupied since 1839, enabling formation of the new republic of Yemen.

1 December – Tony O’Connor became the first black headmaster of a British school, in Warley, near Birmingham, Worcestershire.

5 December – The Beatles opened the Apple Shop in London.

10 December – Ronald George Wreyford Norrish, George Porter and the German Manfred Eigen won the Nobel Prize in Chemistry "for their studies of extremely fast chemical reactions, effected by disturbing the equlibrium by means of very short pulses of energy".

11 December – The Concorde supersonic aircraft was unveiled in Toulouse, France.

12 December – Rolling Stones guitarist Brian Jones, 25, won a High Court appeal against a nine-month prison sentence for possessing and using cannabis. He was instead fined £1,000 and put on probation for three years.

22 December – BBC Radio 4 panel game Just a Minute, chaired by Nicholas Parsons, was first transmitted. It would still be running more than forty years later.

Understanding Credit Reports

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In this informative webinar, viewers will learn what their credit score means, how to improve their credit scores, how to obtain a free copy of their credit reports, how to read Equifax, TransUnion and Experian credit reports, and how to dispute inaccurate information appearing on their credit reports.

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Arctic Water Ice
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Image by NASA Goddard Picture and Movie
On July 12, 2011, team from the U.S. coast-guard Cutter Healy retrieved a canister dropped by parachute from a C-130, which introduced supplies for a few mid-mission fixes.

The ICESCAPE objective, or "Impacts of Climate on Ecosystems and Chemistry for the Arctic Pacific Environment," is NASA’s two-year shipborne research to review exactly how changing problems in the Arctic impact the sea’s chemistry and ecosystems. The majority of the investigation takes place inside Beaufort and Chukchi seas during the summer 2010 and 2011.

Credit: NASA/Kathryn Hansen

For changes on five-week ICESCAPE voyage, visit the goal weblog at: go.usa.gov/WwU

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NASA Goddard area Flight Center enables NASA’s objective through four scientific endeavors: Earth Science, Heliophysics, Solar program Exploration, and Astrophysics. Goddard plays a prominent role in NASA’s achievements by contributing persuasive medical understanding to advance the Agency’s objective.

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DSC_1613 – Terence Bay Lighthouse
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Lighthouse Area: On Shipley Head, entry to Terence Bay, Nova Scotia, Canada
Lighthouse construction: Tapered square timber tower, white

Tower height: 026ft legs.
Light height: 048ft legs.
Light range: 6 miles.
Light feature: Fixed Red (1990).
Light automatic (destaffed): by 1993
1973 – replaced initial tower of 1885, perhaps just the lantern ended up being eliminated

Exactly how To Rebuild Credit score – 5 Tips

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< iframe size=" 425 "elevation =" 355" src=" https://www.youtube.com/embed/BtkFF_AB_Ps?rel=0" frameborder =" 0" allowfullscreen > Obtain 5 suggestions concerning how to rebuild credit score, and exactly how this will affect your credit history score. To most successfully enhance your credit report, you’ll should take a two pronged approach by developing a path of positive payment background, along with get rid of any harmful things on your credit report reports. For even more check out a write-up at: http://www.yourbadcreditcard.net/how-to-rebuild-credit/

Watch 3 Fixing Credit report FAQs:

View how you can remove your debt background:

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< iframe width="425" elevation="355" src="https://www.youtube.com/embed/bJz52Azaz0o?rel=0" frameborder="0" allowfullscreen > Kevin Heupel, chapter 7 lawyer, from Heupel Legislation going over exactly how somebody could reconstruct their credit rating to a 720 within one year of filing personal bankruptcy.

The very first step to reconstructing your credit is to get out of debt. Chapter 7 bankruptcy is a superb means to obtain out of financial debt as it removes most debts except taxes from the last 3 years, trainee loans, kid support, alimony, and also restitution. Otherwise, a Colorado phase 7 personal bankruptcy will remove the financial debt you require in order to restore your credit report to a 720.

Personal bankruptcy is not for every person. Make certain to speak to a Chapter 7 attorney, such as Kevin Heupel at Heupel Legislation, to see if chapter 7 bankruptcy is an alternative for you. For more information regarding personal bankruptcy lawyers, browse through www.GetDebtFreeWithMe.com as well as go here to view this video clip once again: http://youtu.be/bJz52Azaz0o
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Resolve Your Credit Report and Dispute Mistakes | TransUnion

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For more information on credit conflicts, go to our dispute web page at: http://www.transunion.com/corporate/personal/creditDisputes.page

If you notice errors within credit file, it is vital to make the appropriate steps to repair the difficulties. If item concerns financing or any other credit account, contact the creditor yourself, or contact the credit reporting organization to initiate a dispute with this creditor in your stead.

Contact the right credit reporting business straight to correct spelling mistakes of the name, target, as well as other personal details.

Visit Us Right Here: http://www.transunion.com
Call us Here: http://ow.ly/GMfBX
Check Out Our Weblog: http://blog.transunion.com/

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(Limited Transcription)

Would you see something within one or even more of reports that doesn’t seem right? Listed below are actions you can take to repair a potential issue.

In the event that product in question pertains to financing or any other credit account, you are able to either get in touch with the creditor yourself, or perhaps the credit scoring company to begin a dispute with that creditor on your behalf.

If it requires the spelling of one’s title, address, or any other personal determining all about one of the reports, contact the right credit rating business straight.
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Joanne from Experian covers what can be done in the event that you place mistakes or errors in your credit file.

See your Experian credit file at experian.co.uk

You can watch more credit concerns answered by Experian’s Specialists right here: https://www.youtube.com/playlist?list=PLYQ4gPMWBXCF7au3HxAiCeKhRD11Yp92s
Communicate with united states on Twitter: https://twitter.com/ExperianExperts
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Check out our blog: http://www.experian.co.uk/blogs/consumer-advice/
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Woodland

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Some cool credit report pictures:

Woodland
credit history
Image by Moyan_Brenn
Early morning, just after a night of thunderstorm….

— FREE IMAGE — UTILIZING IT —
How to use my photos at no cost in 4 tips:
1) Read and respect the "Copyrights Rules & Conditions" the following;
2) always check my gallery. Maybe you will find more useful no-cost pictures for your works. This is actually the link: Moyan Brenn Certified Gallery
3) you can now utilize my photos. No need to compose me personally.
4) You know, If you purchase a picture on a photostock website it can cost a lot of cash. Alternatively, we offer you all my pictures for free. In change, if you’re able to, by using a graphic, please think over to sustain my entire life with a rather little contribution of your choice, such as for example (write myself in case by mail or on twitter).
Thank you

If you wish to see my brand new works you could add me personally as buddy.
Include me personally on: Facebook and Twitter (seek out Moyan Brenn)
My mail: berkut83@hotmail.it
Moyan Brenn formal internet site: moyanbrenn.wordpress.com
Moyan Brenn Travel weblog: earthincolors.wordpress.com

MY GRAPHICS tend to be PROUDLY ON…
Adobe, Microsoft MSN, Expedia, CNN, SkyTG24, Lonely globe, Yahoo, Alitalia, Huffington Post….( more brands here )

COPYRIGHT RULES & PROBLEMS
-1)- copyright laws Acceptance: Simply by using my photos, the consumer completely accepts this copyright laws statement.
-2)- Ownership for the images: all of the photos inside gallery participate in me personally, Moyan Brenn, and so are posted on Flickr for a non-profit, personal, imaginative and recreational reason.
-3)- Permitted Use: My pictures may be used free of charge for both personal and commercial usage under license CC-BY-2.0 in change of reporting my credits in an application particularly "image copyrights Moyan Brenn", and in change of respecting this copyright declaration. Usually, If my credits cannot be reported, a request for a full special license needs to be firstly sent me personally.
-4)- infraction of my copyright laws: The breach of my copyright laws principles comprises a critical copyrights violation that may be legally pursued with a request of reimbursement.
-5)- Private home decline of duty: please be suggested that a few of my images could consist of some private residential property, such as for example buildings or monuments that could be beneath the copyright of these proprietors. In this feeling, the licenses supplied on point 3), do not already include in any instance the permission associated with the property owners, particularly in situation of commercial usage of my pictures. Consequently, before any usage of these types of photos, it’s responsibility associated with the last user to firstly ask for this permission straight to the properties proprietors. Within sense, I decline any obligation based on the incorrect or unlawful use of my pictures containing private home.

-6)- General decrease of responsibility: please be advised that nevertheless I decline any duty for just about any feasible outcome produced from the inappropriate or illegal utilization of my pictures.

Usa
credit file
Image by Moyan_Brenn
American, Las vegas, nevada Strip with close check out "New York New York" hotel

— FREE IMAGE — HOW TO USE IT —
Utilizing my photos at no cost in 4 measures:
1) study and respect the "Copyrights Rules & Conditions" below;
2) always check my gallery. Perhaps you will find more useful no-cost images for your works. Here is the link: Moyan Brenn Formal Gallery
3) you will utilize my pictures. Need not compose me.
4) You know, If you buy a graphic on a photostock website it may cost a pile of cash. Instead, i give you all my images at no cost. In modification, whenever you can, if you use a picture, please consider to maintain my life with a very little donation that you choose, such as for instance (compose me personally whenever by email or on twitter).
Thanks

Should you want to see my brand-new works you can include me personally as friend.
Include me on: Facebook and Twitter (look for Moyan Brenn)
My e-mail: berkut83@hotmail.it
Moyan Brenn formal web site: moyanbrenn.wordpress.com
Moyan Brenn Travel weblog: earthincolors.wordpress.com

our IMAGES tend to be PROUDLY ON…
Adobe, Microsoft MSN, Expedia, CNN, SkyTG24, Lonely earth, Yahoo, Alitalia, Huffington Post….( much more brands here )

COPYRIGHT RULES & PROBLEMS
-1)- copyright laws Acceptance: through my photos, an individual completely takes this copyright laws declaration.
-2)- Ownership associated with the images: all of the photos inside gallery participate in myself, Moyan Brenn, and so are posted on Flickr for a non-profit, personal, imaginative and recreational explanation.
-3)- Permitted Use: My photos may be used 100% free both for personal and commercial usage under license CC-BY-2.0 in change of reporting my credits in a questionnaire like "image copyrights Moyan Brenn", plus in modification of respecting this copyright laws declaration. Usually, If my credits can not be reported, a request for a full unique license must be firstly delivered me.
-4)- Violation of my copyright laws: The breach of my copyright principles comprises a critical copyrights violation that might be legally pursued with a demand of reimbursement.
-5)- personal residential property drop of obligation: please be recommended that a few of my images could include some private residential property, particularly buildings or monuments which may be beneath the copyright laws of their owners. Within sense, the licenses provided on point 3), usually do not currently include in any case the authorization regarding the property owners, particularly in instance of commercial usage of my images. Therefore, before any use of these types of images, it’s responsibility for the final user to firstly request this authorization directly to the properties proprietors. In this good sense, We decrease any duty produced by the improper or illegal use of my pictures containing exclusive property.

-6)- basic decrease of duty: please be suggested that nevertheless we decrease any responsibility for any possible outcome derived from the incorrect or unlawful using my images.

Scotland
credit file
Image by Moyan_Brenn
Scotland, the fabolous medieval palace Eilean Donan into the north west…it continues to be inhabitated and it’s also situated along the road to the Isle of Skye, close to Kyle of Lochalsh

— TOTALLY FREE IMAGE — HOW TO USE IT —
Utilizing my photos free of charge in 4 tips:
1) study and respect the "Copyrights Rules & Conditions" here;
2) examine my gallery. Perchance you are able to find more of good use free photos for your works. This is actually the link: Moyan Brenn Certified Gallery
3) Now you can make use of my images. Need not write me.
4) you realize, If you buy an image on a photostock internet site it could set you back a ton of cash. As an alternative, i offer you all my images free-of-charge. In change, if you’re able to, if you use an image, please contemplate to sustain my life with an extremely little contribution that you choose, such as for instance (write myself just in case by email or on facebook).
Thanks

Should you want to see my brand-new works you can add me as friend.
Include me personally on: Facebook and Twitter (find Moyan Brenn)
My e-mail: berkut83@hotmail.it
Moyan Brenn Official internet site: moyanbrenn.wordpress.com
Moyan Brenn Travel weblog: earthincolors.wordpress.com

the PHOTOS ARE PROUDLY ON…
Adobe, Microsoft MSN, Expedia, CNN, SkyTG24, Lonely globe, Yahoo, Alitalia, Huffington Post….( more names here )

COPYRIGHT RULES & CIRCUMSTANCES
-1)- copyright laws Acceptance: with my photos, the user totally allows this copyright laws declaration.
-2)- Ownership of this pictures: all of the images within gallery are part of myself, Moyan Brenn, consequently they are posted on Flickr for a non-profit, private, artistic and recreational explanation.
-3)- Permitted usage: My photos may be used free of charge for both private and commercial usage under license CC-BY-2.0 in modification of reporting my credits in a questionnaire such "image copyrights Moyan Brenn", as well as in modification of respecting this copyright declaration. Otherwise, If my credits can’t be reported, a request for a full special permit must certanly be firstly sent me.
-4)- Violation of my copyright: The breach of my copyright laws rules comprises a critical copyrights infringement that could be legally pursued with a demand of reimbursement.
-5)- exclusive home decline of obligation: please be suggested that several of my photos could include some exclusive home, such as for instance structures or monuments which could be underneath the copyright laws of these proprietors. Within feeling, the licenses offered on point 3), never currently use in any case the permission of this home owners, especially in instance of commercial use of my photos. For that reason, before any usage of these types of pictures, its responsibility associated with final individual to firstly ask for this permission right to the properties owners. In this feeling, We decrease any responsibility based on the incorrect or illegal using my photos containing private residential property.

-6)- basic decrease of duty: please be advised that whatever the case I decline any duty regarding feasible outcome produced from the improper or unlawful utilization of my photos.

Exactly How Serious Is Identification Theft Really?

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Yearly Reports of Identity Theft to the Federal Trade Commission:

In 2007 identification theft taken into account 36 per cent associated with 674,354 fraudulence and identity theft complaints (reported towards the Federal Trade Commission.

In 2005 -255,565 situations of identification theft were reported towards FTC

In 2004 -246,847 cases of identification theft had been reported to the FTC

In 2003 215,177 cases reported of identification theft had been reported to your FTC

In 2001 CBS Information reported that somebody became the victim of identity theft every 79 moments (CBSnews.com, 1/25/01)

Between 1997 and 2005 the Federal Trade Commission stated that over 3 million cases of fraudulence and identity theft were reported to over 1400 law enforcement agencies in 19 countries. Identification theft crimes are not limited by america but they are dedicated world-wide.

Details every consumer should be aware of:

– charge card fraud (26%) was the most frequent as a type of reported identification theft followed by phone or resources fraudulence; (18%), lender fraud (17percent), and work fraudulence (12%). Various other significant types of identification theft reported by victims had been government documents/benefits fraudulence (9per cent) and loan fraud (5percent). (Federal Trade Commission Complaint Data)

– many instances get unreported to Federal or regional authorities

– the most frequent generation suffering from identification theft is 18-29

– the most truly effective 10 urban centers affected by identification theft include: Phoenix, AZ; vegas, NV; Miami, FL; bay area, CA; and Dallas, TX (2005)

– Ca had probably the most stated instances of identification theft with a complete of around 45,000 situations of identity theft (2005)

– the most typical approach to retrieving information for use in identification theft is by lost or stolen wallets, theft of mail, dumpster scuba diving, and information obtained through friends, family members or customer providers

– another typical way of getting your details is through “stealing” it at a company that you might you regular

brand new, Harder to identify as a type of Identity Theft

Synthetic identification theft takes place when bits and pieces of a few individuals are utilized in order to generate an entirely brand-new identification. Information may come in the form of an address from 1 person, the social safety quantity of another and work or banking information from a 3rd or fourth.

Your problems resulting from identification Theft:

In a study carried out of 173 victims of identification theft by The Identity Theft site Center specific damages were explored. In each situation the victim’s problems included:

– a long time frame to fix their credit score status;
– 85% associated with sufferers heard bout the theft when they experimented with submit an application for employment or credit;
– victims are investing over 600 hours trying to repair the problems with their credit
– victims tend to be spending-money in the approximate a amount of over $ 16,000 per prey to fix their particular credit
– it really is using longer to remove bad, wrong or falsified information from their credit history
– many victims equate the mental effect of identification theft thereupon of a violent crime – in some cases like a rape while the violation may be that private.

Identification theft is a serious criminal activity. Problems result to individuals, banks, and organizations also people. Imagine likely to purchase your house to find out that your credit is damaged now you might be struggling to. Imagine enough time and cash you will spend to correct the difficulties involving identification theft. Millions of dollars and Hundreds of thousands of individuals in the United States and millions all over the world tend to be affected every year by identification theft. Victims, both personal and business must utilize precious time, effort and sources to correct the situation, which in some instances is beyond total restoration. Damages aren’t just towards credit along with your funds additionally towards mental, actual, and emotional wellbeing.

Reporting suspected identification theft is really important to protecting your self additional and protecting other people. Reports should-be recorded with regional authorities, a state’s Attorney General’s office and the Federal Trade Commission. Customers have to not just protect their particular information but by reporting attempts at identity theft may be able to stop it from occurring as time goes on.

Consumers can report ID theft towards the FTC by calling the agency’s toll-free number: 877-438-4338.

Lisa Carey is a contributing writer for Identity Theft techniques: avoidance and defense. You could get tips on Identity theft defense, pc software, and monitoring your credit in addition to learn more about the secrets utilized by identification thieves on identification Theft Secrets blog site.

Cool Car Loans images

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Check out these car loans images:

loan car
car loans
Image by ndrwfgg
My 320d is at last getting its new headlight today. This is the loan car – a new Mini Cooper. Pin-sharp handling, engine a considerable improvement over the old model, seats grippy and comfy, rest of interior a bit kitsch. Enormous fun – but I shall be happy to have my own car back.

2720 HF64BPX WILTS & DORSET
car loans
Image by eastleighbusman
seen 28/01/15 on Above Bar Southampton, on loan still to Bluestar

Cool Bad Credit images

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Some cool bad credit images:

Bad Credit
bad credit
Image by cafecredit
Photo by CafeCredit under CC 2.0

You can use this photo for FREE under Creative Commons license. Make sure to give proper author attribution to www.cafecredit.com.

Thank you for respecting Creative Commons license.

P.S. Need more photos like this? Check out my flickr profile page.

Bad credit refers to credit which is negative on your credit report which results in more risk for a lender to give you money. You may be turned down more often for loans and find it much harder to get credit as the credit you have already is negative.

Bad Credit Card
bad credit
Image by cafecredit
Photo by CafeCredit under CC 2.0

You can use this photo for FREE under Creative Commons license. Make sure to give proper author attribution to www.cafecredit.com.

Thank you for respecting Creative Commons license.

P.S. Need more photos like this? Check out my flickr profile page.

A credit bureau is a company that collects information that relates to the credit ratings of an individual. It takes this information and makes it available to lenders, credit card companies, and other financing institutions. This helps financial institutions decide whetheror not an individual can repay loans or is even a candidate for a loan.

Bad Credit
bad credit
Image by Got Credit