Tag Archives: Cards

Best Money Back Credit Cards for 2017

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I optimized my money back rewards constantly therefore I would ike to demonstrate the thing I do to get the maximum benefit cash return from a mix of cards. This might be an update from previous movies since the cash return credit card scene alterations in characteristics everyday. This implies i must update the strategy every once in awhile.

———————- CHEAT PIECE BEGIN
Q4 Q1 Q2 Q3 Q4
Sears Petrol Groceries Rest 10percent
SallieMae Petrol Groceries 5% Until 3/1/2017
USBank Cash+ Dept & junk food 5per cent, Rest 2per cent Dept & junk food 5%, sleep 2per cent
Freedom Dept Stores/Wholesale Clubs/Drugstores 5percent Gas/Local Commuter(no Park/Tolls/Amtrak) 5per cent supermarkets (no Walmart Target) 5% coming coming
Find It Amazon/Dept Stores/Sam’s Club 5% Gas/Ground Transport/Wholesale Clubs 5percent coming coming coming
CitiDouble 2%
Ink Rest/Gas/Office Supply/Hardware Store/Home Imprv 3%
Citi TY Premier Gas/Travel/Hotel/Car Leasing 3percent Dinner Entertainment 2percent Other People 1per cent
Amex Blue Cash Everyday Groceries 3%, Gasoline 2%, All 1per cent
———————- CHEAT PIECE END .

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CASH BACK CHARGE CARDS - STEPS TO MAKE BIG $ FROM CREDIT CARD ISSUERS

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Inside event I describe how even small numbers can result in wide range. If you discover something that works (like cash back cards), the next thing is finding ways to measure it.

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Mastercard And Visa Credit Cards: Should You Apply For Both?

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MasterCard and Visa: they’re both household names in today’s credit card world. In fact, MasterCard and Visa are so common that if you’re shopping for a new card, it may be difficult to choose one over the other. Which one is more widely accepted? Which one has better benefits? Should you apply for both? Here are some points to consider while comparing MasterCard and Visa credit cards.

How MasterCard and Visa Operate

While you see their name on many cards, MasterCard and Visa do not actually issue credit cards. Rather, they function in a behind-the-scenes way. MasterCard and Visa are payment systems. They create and maintain the computer networks that process their credit card transactions. This is no small task. Literally billions of credit card transactions occur at ATMs and merchants around the world.

Other banks, such as Chase and Bank of America, issue the actual credit cards. These banks work with MasterCard or Visa. They place the brand name on their cards. If you see the Visa name on a credit card, it means that Visa is backing up the card. The same is true for cards with the MasterCard logo on them. This is why you see cards with names such as the Chase Platinum MasterCard. Note that the name of the bank and the payment system are both mentioned. When you make a payment, it goes to the bank that issued the card.

Comparing MasterCard and Visa

As far as worldwide acceptance, MasterCard and Visa are quite comparable. Both of them have an established global presence. Most retailers will take either one without hesitation. In rare occasions, a retailer may only accept one or the other. Even then, you should be able to find another store close by that does take your card.

If you’re searching for a credit card, you are probably comparing interest rates, reward programs, fees, and included benefits. Keep in mind that the issuing banks determine these factors. They are not decided by MasterCard or Visa.

Reasons to Get Both

If you are applying for your first card, remember that MasterCard and Visa are quite similar. You will want to look at the various benefits offered by the banks that issue the cards. If you are planning to keep a balance from month to month, you may want to consider a card with a low interest rate. If you are looking for rewards and are able to pay off the balance in full each month, a card with a good reward program may better fit you.

If you have a Visa and want another credit card, it may be wise to get a MasterCard (and vice versa). The same is true for banks. If you have a card from Chase, try looking into a different card issuer. Having variety will aid you should anything happen to one of the institutions. Also, since the different lenders are in competition, you may receive offers for better credit card deals in the future.

MasterCard and Visa are both solid credit card choices. Having a card from each company will give you more credit options. And having cards from different banks will get you access to the best reward programs, interest rates, and other benefits. Start looking online today. Then pick out the credit cards that work best for you.

Click here to find Visa Card and MasterCard Offers. Ed Vegliante runs www.Credit-Card-Surplus.com, a directory of credit card offers.

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The Benefits of Platinum Credit Cards

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Platinum credit cards offer more benefits and purchasing power than the Gold or Standard credit cards. The status associated with Platinum credit cards is one of the reasons people prefer this card. In today’s society where image is so important, possessing a platinum credit card says you are a successful person. This card is for those with a high income and excellent credit rating.

One type of platinum credit card offered is the American Express Platinum card (available from http://www.platinumcardsite.com). This card will allow you up to $ 100,000 in credit depending upon your credit history and income. This is a highly prized card because of the status of having one and the benefits that come along. Known for being very liberal with credit line increases, they are more so the longer you keep your credit card, American Express also offers a 1.5 rewards points every time you purchase an item using this credit card.

MasterCard offers a platinum credit card. This card is accepted almost every where in the U.S. and abroad. The percentage rate, which is very reasonable, will stay at a reasonable amount as long as the payments are made on time.

The platinum Master Card is for those with higher incomes but if you only pay the minimum on your outstanding balance your interest rates can go up by as much as 35%. When choosing this type of credit card the best way to save the interest and fees is by paying off the balance each month.

The Discover More Platinum credit card is a card with high spending limits and no annual fee. The introductory period offers a low APR and as long as you maintain your good credit, the APR does not increase a lot. The rebates you can earn on practically anything you purchase are enhanced with bonuses at certain places you use your card. With online account access, this is a card that can be quite worthwhile if you maintain your credit rating.

When you are eligible for a platinum credit card you will have more benefits from this card than either the silver or gold credit cards. The platinum card has always been reserved for those with an income level that is above average and the financial savvy to keep their credit at excellent levels. Platinum credit cards have many services, such as concierge services that are part of the benefits of qualifying for this card.

Platinum credit cards are available for businesses. They have several options that are standard with the card so you can save money when shopping for your business as well. The membership rewards are similar to the regular credit card for personal use. There are companies that are affiliated with the credit card company so you can save from 3 to 25% on purchases you make with these companies. Some of the platinum credit cards for business offer a 0% APR for the first year and there are some with no annual fee.

There are cards which are advertised that are called platinum shopping cards. These platinum cards are not to be confused with a regular credit card. Although they are credit cards, they can only be used to buy merchandise at the participating stores. They do, however, report to the credit bureau so they can help to build your credit score up by using it to purchase merchandise and keeping the balance paid.

Platinum credit cards have a lot of benefits to offer. If you’d like to get our recommended Platinum card from American Express PlatinumCardSite.com. Keep in mind that the Platinum card is also your stepping stone to the exclusive Centurion Card .

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Credit Cards for Bad Credit

Published / by webmaster / 6 Comments on Credit Cards for Bad Credit

Do you have a Bad Credit rating? It’s not a problem! View the video and discover the best ways to pick the most effective bank card with your credit score history. Video clip Ranking:/ 5

Due to having low credit report it’s hard to obtain a bank card. Do you recognize of any kind of bank card firms or lending institution that are looking for people who have reduced credit history and also are aiming to aid individuals construct their credit history?